|Commercial Statement Savings|
|Online Bill Pay|
|Montly Service Charges||$5 < $5,000|
|Fees may reduce
All initial accounts must be opened in person by the primary account holder. Proper identification is required to open any account. We use the daily balance method to calculate the interest. This method applies a daily periodic rate to the principle in the account each day. Interest begins to accrue on the business day you deposit and will be paid to the date of withdrawal. Interest is compounded daily and credited monthly. Current rates will be posted in our lobby or can be obtained by calling 217-347-7173. Your interest rate and APY may change at our discretion.
You will be charged a $5.00 monthly fee if your average balance falls below $5,000.00. Account closing fee (within 90 days of opening) - $25.00. You may only make six third party preauthorized transfers on your account each statement cycle.