Washington Savings Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of loan products to meet virtually everyones needs. We can accommodate all of your financing needs, from the purchase of your first home to your dream home and everything in between. We make the process of securing a mortgage simple and straightforward. Our commitment to customer service and our community begins with our experienced staff dedicated to providing you the information you need to make sound financial choices.

		Fixed Rate Mortgages
		A fixed rate mortgage offers one level payment over the term of the loan. Fixed rate mortgages generally have terms up to 30 years. Shorter-term loans available with higher monthly payments but offer the benefit of lower interest expense. A longer-term mortgage provides lower monthly payments with the possiblility of qualifying for a higher mortgage amount. View Fixed Mortgage Rates and Information.
		Adjustable Rate Mortgages
		Adjustable rate mortgages (ARMs) provide a lower initial interest rate than fixed rate mortgages. Interest rate is adjusted at periodic intervals throughout the life of the loan. This may be a good choice if you plan to sell your home in a few years or if you anticipate a substantial rise in income. View Adjustable Mortgage Rates and Information.
		Construction Loans
		If you plan to build rather than buy, our experience will help guide you quickly and easily through the building process. Our construction loans make it easy for you can concentrate on making important decisions regarding your home, not your finances. View Construction Rates and Information.