Regular Checking

View Our Personal Checking Rates

Non Interest
Opening Balance $100
Minimum Balance $100
Interest Bearing  
Debit Mastercard check mark
Limit on number of checks you may write  
E-Statement check mark
Online Banking check mark
Online Bill Pay check mark
Monthly Service Charges $3 < $100
Fees may reduce earning on account  

Important Disclosures

REGULAR CHECKING ACCOUNT: You must deposit $100.00 to open this account. You will be charged a $3.00 monthly fee if your balance falls below $100.00 during the statement cycle.

All initial accounts must be opened in person by the primary account holder. Proper identification is required to open any account. We use the daily balance method to calculate the interest. This method applies a daily periodic rate to the principle in the account each day. Interest begins to accrue on the business day you deposit and will be paid to the date of withdrawal. The APY assumes interest will remain on deposit. A withdrawal will reduce earnings. Current rates will be posted in our lobby or can be obtained by calling 217-347-7173. Your interest rate and APY may change at our discretion.