|Limit on number of checks you may write|
|Online Bill Pay|
|Monthly Service Charges||$3 < $100|
|Fees may reduce earning on account|
REGULAR CHECKING ACCOUNT: You must deposit $100.00 to open this account. You will be charged a $3.00 monthly fee if your balance falls below $100.00 during the statement cycle.
All initial accounts must be opened in person by the primary account holder. Proper identification is required to open any account. We use the daily balance method to calculate the interest. This method applies a daily periodic rate to the principle in the account each day. Interest begins to accrue on the business day you deposit and will be paid to the date of withdrawal. The APY assumes interest will remain on deposit. A withdrawal will reduce earnings. Current rates will be posted in our lobby or can be obtained by calling 217-347-7173. Your interest rate and APY may change at our discretion.