|Monthly Service Charges|
|Fees may reduce earning on account|
All initial accounts must be opened in person by the primary account holder. Proper identification is required to open any account. We use the daily balance method to calculate the interest. This method applies a daily periodic rate to the principle in the account each day. Interest begins to accrue on the business day you deposit and will be paid to the date of withdrawal. Current rates will be posted in our lobby or can be obtained by calling 217-347-7173. Your interest rate and APY may change at our discretion.
† KID'S CLUB: Passbooks must be presented for withdrawals. A Savings Bee Bank is given to account holder at opening. Account holders will receive a Savings Bee birthday card each year (until age 12), including a Savings Bee Buck. Savings Bee Bucks can only be deposited into a Kid’s Club Account. Interest is compounded daily and credited quarterly on Jan. 31, April 30, July 31, and Oct. 31.