Rates

Deposit accounts and deposit account rates quoted are effective as of January 20, 2017

Checking

Personal Checking

Account Tier Annual Percentage Yield Interest Rate Minimum Balance to Open
Kasasa Cash N/A
  $0.01 - $10,000 2.00% 1.98%  
  $10,000.01 or more 0.25 - 2.00% 0.25%  
Super Now $2,500
  less than $2,500 0.10% 0.10%  
  $2,500 - $9,999 0.15% 0.15%  
  $10,000 - $49,999 0.20% 0.20%  
  $50,000 - $99,999 0.25% 0.25%  
  $100,000 - $249,999 0.35% 0.35%  
  $250,000 or more 0.40% 0.40%  

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Savings

Personal Savings

Account Annual Percentage Yield Interest Rate Minimum Balance to Open
Kid's Club 0.20% 0.20% $10
Christmas Club 0.70% 0.70% $1

Tiered Personal Savings

Account Tier Annual Percentage Yield Interest Rate Minimum Balance to Open
Kasasa Saver ( Linked to Kasasa Cash or Cash Back Accounts ) $10
  $0.01 - $10,000 0.75% 0.75%  
  $10,000.01 or more 0.25 - 0.75% 0.25%  
Tiered Statement Savings $10
  less than $9,999 0.15% 0.15%  
  $10,000 - $24,999 0.20% 0.20%  
  $25,000 - $49,999 0.25% 0.25%  
  $50,000 - $99,999 0.30% 0.30%  
  $100,000  or more 0.35% 0.35%  

Business Savings

Account Annual Percentage Yield Interest Rate Balance Required to obtain APY Minimum Balance to Open Account
Commercial Statement Savings 0.15% 0.15% $0 - $9,999 $100
  0.20% 0.20% $10,000 - $49,999 $100
  0.30% 0.30% $50,000 - $99,999 $100
  0.35% 0.35% $100,000 - $249,999 $100
  0.40% 0.40% $250,000 or more $100

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Health Savings Accounts (HSA)

Account Annual Percentage Yield Interest Rate Balance Required to Obtain APY
Health Savings Accounts (HSA) 0.25% 0.25% less than $5,000
  0.30% 0.30% $5,000 - $9,999.99
  0.35% 0.35% over $10,000

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Certificates of Deposit

 

Account Annual Percentage Yield Interest Rate Minimum Balance to Open
91 Day 0.25% 0.25% $2,500
182 Day 0.40% 0.40% $2,500
10 Month 0.85% 0.85% $2,500
12 Month 0.75% 0.75% $1,000
15 Month 0.75% 0.75% $2,500
18 Month 0.65% 0.65% $1,000
20 Month 0.85% 0.85% $2,500
24 Month 1.30% 1.29% $1,000
30 Month 1.10% 1.10% $1,000
36 Month 1.10% 1.10% $2,500
48 Month 1.60% 1.59% $1,000
60 Month 1.75% 1.74% $1,000
84 Month 1.85% 1.84% $1,000

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IRAs

Account Annual Percentage Yield Interest Rate Minimum Balance to Open
Roth IRA
18 Month Variable 0.65% 0.65% $100
12 Month 0.75% 0.75% $1,000
15 Month 0.75% 0.75% $2,500
24 Month 1.30% 1.29% $1,000
36 Month Bump 1.10% 1.10% $2,500
84 Month  1.85%  1.84% $1,000
Traditional IRA
18 Month Variable 0.65% 0.65% $100
12 Month 0.75% 0.75% $1,000
15 Month 0.75% 0.75% $2,500
18 Month 0.65% 0.65% $1,000
24 Month 1.30% 1.29% $1,000
30 Month 1.10% 1.10% $1,000
36 Month Bump 1.10% 1.10% $2,500
60 Month 1.75% 1.74%% $1,000
84 Month 1.85% 1.84% $1,000

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