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Elite Plus Checking

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“Banking On The Go?” Try Our Virtual Branch. Right CaretLEARN MORE

Now you can enjoy the conveniences of banking at a traditional branch by using our Virtual Branch services for all of your personal banking needs anytime and anywhere! We offer these e-services to ensure that you can engage in banking in a way that meets your needs.

Online Banking

With our extremely convenient Virtual Branch many of your banking tasks – whether checking your accounts or even transferring funds – can now be done on your schedule from the comfort of your home.

Personal Banking Video

Mobile Banking

Mobile banking is a part of our Virtual Branch that lets you access all of your accounts and pay bills anytime, anywhere, with your mobile phone/device. Better yet, it’s free! You can check balances and history as well as set up alerts through text messaging. Sign up for our WSB Mobile app as well to access all of your account information directly from your smart phone or tablet.

Getting Started:

  • Go to your Online Banking account on a personal computer, not a cell phone. If you don’t have an online banking account, call us today to get started!
  • Click on ‘Options’.
  • Click on ‘Enroll Now’ under the ‘Mobile Banking Profile’ option.
  • Set up your account.

It’s that simple. If you have any questions, please give us a call at 217-347-7173.

Mobile Deposit

With the WSB Mobile app, you can take a photo of your check and make a deposit anytime, anywhere! The daily deposit limit is $2,500.00.(Each check is one deposit).

Steps to using Go Mobile Deposit:

    • Before logging into the WSB Mobile app, close all other apps running in the background on your mobile phone.
    • Once logged into the app, select the deposit icon from the menu across the bottom.
    • Sign/endorse the back of your check then put “WSB Mobile Deposit” under the endorsement. (see sample below)

  • When prompted for the amount, carefully enter the check amount to ensure it matches the amount written on your check.
  • Tips for taking pictures of the check.
    • Flatten folded or crumpled checks before taking your photos.
    • Keep the check within the view finder on the camera screen when capturing your photos. Try not to get too much of the areas surrounding the check.
    • Take the photos of your check in a well-lit area.
    • Place the check on solid dark background before taking the photo of it.
    • Keep your phone flat and steady above the check when taking your photos.
    • Hold the camera as square to the check as possible to reduce corner to corner skew.
    • Make sure that the entire check image is visible and in focus before submitting your deposit.
      • No shadows across the check
      • All four corners are visible
      • Check is not blurry
      • The MICR line (numbers on the bottom of your check) is readable
  • After the Mobile Deposit has been accepted and “Deposit Pending” shows up in Mobile Banking, the deposit will appear in your account after the nightly update.

Mobile Video

Online Bill Pay

An easy and convenient way to pay both regular and one-time-only bills, without having to visit the post office or buying stamps!

Personal Billing Video

Online Mortgage Application

Apply for a loan online. Application typically takes less than 20 minutes.

View our rates

Apply Today!

eStatements

Sign up for eStatements and help save the environment.

Receive notification that your bank statement is available to view. You can either click on the link in your email notification or log on to online banking and click on the account and then the documents tab.

Available for any checking account and Tiered Statement Savings Account.

Estate Video

Account-to-Account Funds Transfer

Our convenient online account-to-account transfer platform provides you an easy and secure way to transfer funds from your Washington Savings Bank accounts to and from your accounts at other financial institutions. Whether it’s a one-time, recurring, or future dated transfer, use this tool to make your account to account transfers convenient, fast and safe!

Credit Card Application

Apply for a VISA® Platinum Credit Card that rewards you with points.

Apply Now!

Sign Up For Virtual Branch Today

Elite Plus Checking Logo

Elite Plus Checking is a free checking account that pays you interest every month with no minimum balance, no monthly fees, free online banking and up to $20.00 in nationwide ATM fee refunds per statement cycle when minimum requirements are met.

Elite Plus Checking Information

Elite Plus Checking Disclosures

* APY (Annual Percentage Yield)
• Minimum Requirements: Must be enrolled and log into online banking, enroll and receive eStatement notices, and have at least 15 debit card purchases post and settle per statement cycle.
• If minimum requirements are met, balances between $.01 and $10,000.00 will earn the top-tier rate, balances over $10,000.00 will earn the second-tier rate. If you do not meet the minimum requirements per statement cycle, your account will earn 0.03% annual percentage yield.
• Nationwide ATM fee refunds up to $20.00 per statement cycle when minimum requirements are met.
• No monthly service fee or minimum balance required.
• Interest compounds daily and is credited on your statement cycle date.
• Interest rate and annual percentage yield may change at our discretion.
• We use the daily balance method to calculate the interest. This method applies a daily periodic rate to the principal in the account each day.
• Interest begins to accrue on the business day you deposit and will be paid to the date of withdrawal.
• The Annual Percentage Yield assumes interest will remain on deposit. A withdrawal will reduce earnings.
• Personal use only.

Elite Plus Checking Statement Cycle Dates

Below are the Elite Plus and Elite Rewards statement cycle dates for 2021. For your debit card transactions to qualify they must post and settle on or between these dates. Please remember, merchants have the ability to set a transaction to post and settle at a later date than the day you make the transaction. Please take this into account when making your debit card transactions. If the 20th of the month falls on a weekend or a legal holiday your statement cuts on the business day prior to the weekend or holiday.

December 19, 2020- January 20, 2021
January 21, 2021- February 19, 2021
February 20, 2021-March 19, 2021
March 20, 2021- April 20, 2021
April 21, 2021- May 20, 2021
May 21, 2021- June 18, 2021
June 19, 2021- July 20, 2021
July 21, 2021- August 20, 2021
August 21, 2021- September 20, 2021
September 21, 2021- October 20, 2021
October 21, 2021- November 19, 2021
November 20, 2021- December 20, 2021

View & Compare Our Rates

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