Welcome to the Washington Savings Bank web site.

As the area leader in home mortgage loans, we work with customers to find the best rates for your needs. We also offer a variety of loan options, including auto loans, personal loans, home improvement loans, business loans and more. Our lenders will tailor a loan that is right for you.

At Washington Savings Bank, you can choose from different types of checking accounts. or let your money work for you with savings accounts and Certificates of Deposit. We also help you plan for the future with Individual Retirement Accounts.

Washington Savings Bank is locally owned and we take pride in offering friendly service to our customers. Whether you bank online or visit us “where the overpass meets the underpass in downtown Effingham, Ill.,” we are happy to serve your financial needs.