Elite Plus / Saver Checking
Elite Plus/Saver Checking is a free checking account that pays you interest every month with no minimum balance, no monthly fees, free online banking and up to $20.00 in nationwide ATM fee refunds per statement cycle when minimum requirements are met. This checking account is paired with an Elite Saver account to maximize your saving potential.
Elite Plus/Saver Checking Disclosures
* APY (Annual Percentage Yield)
• Minimum Requirements: Must be enrolled and log into online banking, enroll and receive eStatement notices, and have at least 15 debit card purchases post and settle per statement cycle.
• If minimum requirements are met, balances between $.01 and $10,000.00 will earn the top-tier rate, balances over $10,000.00 will earn the second-tier rate. If you do not meet the minimum requirements per statement cycle, your account will earn 0.03% annual percentage yield.
• Nationwide ATM fee refunds up to $20.00 per statement cycle when minimum requirements are met.
• The interest from your Elite Plus/Saver Checking Account, will be transferred into your Elite Saver Account.
• No monthly service fee or minimum balance required.
• Interest compounds daily and is credited on your statement cycle date.
• Interest rate and annual percentage yield may change at our discretion.
• We use the daily balance method to calculate the interest. This method applies a daily periodic rate to the principal in the account each day.
• Interest begins to accrue on the business day you deposit and will be paid to the date of withdrawal.
• The Annual Percentage Yield assumes interest will remain on deposit. A withdrawal will reduce earnings.
• Personal use only.
Elite Saver Disclosures
* APY (Annual Percentage Yield)
• Must have an Elite Plus/Saver Checking Account.
• $10.00 minimum deposit to open this account.
• Minimum Requirements: Must meet minimum requirements in your Elite Plus/Saver Checking Account.
• If minimum requirements are met, balances between $.01 and $10,000.00 will earn the top-tier rate, balances over $10,000.00 will earn the second-tier rate. If these minimum requirements are not met during the statement cycle, your Elite Saver account will earn 0.03% annual percentage yield.
• The interest from your Elite Plus/Saver Account will be transferred into your Elite Saver Account.
• No monthly service fee or minimum balance required.
• Interest compounds daily and is credited on your statement cycle date.
• Interest rate and annual percentage yield may change at our discretion.
• We use the daily balance method to calculate the interest. This method applies a daily periodic rate on the principal in the account each day.
• Interest begins to accrue on the business day you deposit and will be paid to the date of withdrawal.
• The Annual Percentage Yield assumes interest will remain on deposit. A withdrawal will reduce earnings.
• We reserve the right to close your Elite Saver Account if you close your Elite Plus/Saver Checking Account.
• Personal use only.
Elite Plus/Saver Checking Statement Cycle Dates
Below are the Elite Plus and Elite Rewards statement cycle dates for 2024. For your debit card transactions to qualify they must post and settle on or between these dates. Please remember, merchants have the ability to set a transaction to post and settle at a later date than the day you make the transaction. Please take this into account when making your debit card transactions. If the 20th of the month falls on a weekend or a legal holiday your statement cuts on the business day prior to the weekend or holiday.
December 21, 2023 – January 19, 2024
January 20, 2024 – February 20, 2024
February 21, 2024- March 20, 2024
March 21, 2024- April 19, 2024
April 20, 2024- May 20, 2024
May 21, 2024- June 20, 2024
June 21, 2024- July 19, 2024
July 20, 2024- August 20, 2024
August 21, 2024- September 20, 2024
September 21, 2024- October 18, 2024
October 19, 2024- November 20, 2024
November 21, 2024- December 20, 2024
