Christmas Club
Everyone loves giving gifts, but let’s be honest, they can be a real strain on the budget. Give yourself peace of mind this holiday season by having a responsible and dedicated savings.
Interest Bearing
Earn 3.00% Annual Percentage Yield and receive a check just in time for your Christmas shopping.
Low Opening Balance
It’s easy to start! With just a $1.00 opening and minimum balance, this club is easy to join!
Important Disclosures
All initial accounts must be opened in person by the primary account holder. Proper identification is required to open any account. We use the daily balance method to calculate the interest. This method applies a daily periodic rate to the principle in the account each day. Interest begins to accrue on the business day you deposit and will be paid to the date of withdrawal. Current rates will be posted in our lobby or can be obtained by calling 217-347-7173. Your interest rate and Annual Percentage Yield may change at our discretion.
†††† CHRISTMAS CLUB: Your interest rate and annual percentage yield will remain in effect until Christmas Club Checks are issued. Interest is compounded daily and credited annually. Deposits of at least $1.00 may be made at any time. No withdrawals are permitted. The balance in your account plus the accrued interest will be mailed after October 25th each year.
