200 South Banker Street • Effingham, IL 62401 • 217.347.7173    
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   Loans

Washington Savings Bank is a full service lender. Our company was founded on good old-fashioned customer service. With a combined lending experience of over 130 years you know you are dealing with professionals. We strive for the best customer service there is and believe your experience with us as your lender will be a pleasant one.

We provide financing for home purchases, refinances, new construction, debt consolidations, home improvements, commercial loans of all kind, consumer loans for automobiles, RV's, boats, and any other useful purpose.  We maintain all servicing on loans locally, so you always have someone you know to talk to about your loan.  Washington Savings Bank helps you make every step of borrowing fast and easy.

Call us today at 1-217-347-7173 or 1-800-836-7173 or email us (email is not secure, please do not send confidential information), and let us show you how we can help.  You may download and complete any of the forms below prior to coming into the bank to discuss your loan requirements with a Washington Savings Bank Loan Professional.

Notice: All forms on this page are Adobe Acrobat file. Adobe Acrobat Reader is required. You may download Reader for free by touching on any of the "Get Adobe Reader" buttons on this page.


MORTGAGE LOANS
- Fixed and variable rate loans with flexible terms
- New purchase, construction, refinance or second mortgage
- Home equity line of credit
- Automatic payment transfer
- Life insurance available

Click here to view our Home Mortgage Loan Rates.

Mortgage Credit Application
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Mortgage Credit Application (interactive pdf version)
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COMMERCIAL LOANS
- Fixed and variable rate loans with flexible terms
- New purchase, construction, capital improvements, operating loans
- Inventory Financing
- Automatic payment transfer

Personal Financial Statement
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The following updated applications will be coming soon.
Personal Financial Statement (interactive pdf version)

Loan Application Summary
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Loan Application Summary (interactive pdf version)
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Financial Statement Addendum
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Financial Statement Addendum (interactive pdf version)
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CONSUMER LOANS
- New and used auto loans
- Personal loans
- Boat and RV loans
- Loans for virtually any need
- Automatic payment transfer
- Life and disability insurance available


Loan Credit Application
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The following updated applications will be coming soon.
Loan Credit Application (interactive pdf version)

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EMAIL US
Email is not secure, please do not send confidential information.


Customer eWarning

WASHINGTON SAVINGS BANK will NEVER request any confidential information from a customer such as account number, social security number, PINs or passwords by email or phone call. Never give out confidential information unless you have originated a voice or in-person conversation and we are requesting this for identification reasons.

Never give your PIN or password to anyone, including WASHINGTON SAVINGS BANK Staff. Emails from legitimate sources such as a bank or the FDIC can be faked!

When entering our ebranch (website), only enter directly at www.washingtonsavings.net in your browser. Never allow another website (such as a search engine or other website or bookmark) to transfer you to our website. Websites can be faked if not entered directly!

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